External Resources
Additional organisations and resources that can provide specialist support alongside our free consultations.
A Network of Support
While our free consultations provide personalised support and guidance, there are many other excellent organisations that offer specialist services. These resources complement the support you receive from Nothing Owed and can provide additional help tailored to your specific situation.
Debt Advice Organisations
Citizens Advice
Free, confidential advice on debt, benefits, housing, legal issues, and more. Available online, by phone, and in person.
Phone: 0808 223 1133
Website: citizensadvice.org.uk
StepChange Debt Charity
UK's leading debt advice charity, offering free and confidential advice with practical solutions for debt problems.
Phone: 0800 138 1111
Website: stepchange.org
National Debtline
Free, confidential and independent advice on how to deal with debt problems. Run by the Money Advice Trust.
Phone: 0808 808 4000
Website: nationaldebtline.org
PayPlan
Free debt advice service helping people take control of their finances with personalised debt management plans.
Phone: 0800 716 239
Website: payplan.com
Mental Health Support
Mind
Mental health charity providing advice and support to anyone experiencing a mental health problem, including anxiety around finances.
Phone: 0300 123 3393
Website: mind.org.uk
Samaritans
24/7 emotional support for anyone in distress, struggling to cope, or at risk of suicide. Free to call from any phone.
Phone: 116 123 (free, 24/7)
Website: samaritans.org
Anxiety UK
Support for those living with anxiety disorders, including financial anxiety and debt-related stress.
Phone: 03444 775 774
Website: anxietyuk.org.uk
CALM (Campaign Against Living Miserably)
Leading a movement against suicide, providing support services for anyone who needs them.
Phone: 0800 58 58 58 (5pm-midnight)
Website: thecalmzone.net
Benefits & Financial Support
Turn2us
Helps people in financial hardship access welfare benefits, charitable grants and support services.
Phone: 0808 802 2000
Website: turn2us.org.uk
Money Helper
Government-backed service providing free guidance on money and pension choices. Includes benefits calculator and debt advice.
Phone: 0800 011 3797
Website: moneyhelper.org.uk
Remember: You Don't Have to Choose
Using these external resources doesn't mean you can't also have consultations with Nothing Owed. Many people find it helpful to get support from multiple sources, each offering different perspectives and expertise.
Our free consultations can help you navigate these resources, understand your options, and develop a strategy that combines the best support available to you.